Finding the right life insurance policy isn’t easy. We can help.
Buying a life insurance policy to ensure that your loved ones are cared for after you’re gone deserves personal care and attention from someone you can trust. That’s what you’ll receive when you choose Mantz Miller to find a life insurance policy that’s right for you.
Life insurance falls into two types of policies:
Term Insurance is designed to meet temporary needs. It provides protection for a specific period of time and generally pays a benefit only if you die during the term. This type of insurance often makes sense when you have a need for coverage that will disappear at a specific point in time. For instance, you may decide that you only need coverage until your children graduate from college or a particular debt, such as your mortgage, is paid off.
Permanent Insurance provides lifelong protection. As long as you pay the premiums and no loans, withdrawals or surrenders are taken, the full face amount is paid. Because it is designed to last a lifetime, permanent life insurance accumulates cash value and is priced for you to keep over a long period of time.
The type of policy that’s right for you depends on your personal circumstances and financial goals. The insurance experts at Mantz Miller can help you determine which policy is right for you.
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